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Best Credit Cards for Cash Back

Cash back credit cards are a great way to earn rewards on your everyday purchases. If you’re looking for the best credit cards for cash back, this article will help you find the top options available. We’ll cover some of the most popular cash back credit cards and what makes them a great choice.

Best Credit Cards for Cash Back

Cash back credit cards offer a percentage of your spending back in the form of rewards. Here are some of the best options:

1. Chase Freedom Unlimited

The Chase Freedom Unlimited card offers 1.5% cash back on all purchases, with no annual fee. Plus, it offers a $200 bonus after you spend $500 on purchases in the first 3 months. It’s a great option for people who want a straightforward cash back card without complicated categories.

2. Citi Double Cash Card

The Citi Double Cash Card is one of the best cash back credit cards available, offering 2% cash back—1% when you make a purchase and another 1% when you pay it off. With no annual fee and a simple rewards structure, it’s ideal for people who want to earn high cash back without thinking about spending categories.

3. Blue Cash Preferred® Card from American Express

The Blue Cash Preferred® Card offers 6% cash back on groceries (up to $6,000 per year), 3% on transit, and 1% on other purchases. While it comes with a $95 annual fee, the rewards structure is perfect for families or anyone who spends a lot on groceries and transit.

4. Discover it® Cash Back

The Discover it® Cash Back card offers 5% cash back on rotating categories (such as grocery stores, restaurants, and gas stations) up to the quarterly maximum, plus 1% on all other purchases. New cardholders also get a cashback match at the end of the first year.

There are many excellent cash back credit cards available, depending on your spending habits. Whether you want a simple, flat-rate card or one with rotating categories, there’s a card that fits your needs and can help you earn cash back on your purchases.

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